swanlowpark compare price-inflation, savings-accounts and index-tracker funds using Savings Calculator

Savings Calculator

How well are your savings retaining their value?

Compare inflation with cash-ISAs and stocks-and-shares-ISAs

Price-inflation: CPI, cash-ISA: int%, stocks-and-shares-ISA: FTSE

    • Annual Amt   Start Year   End Year
    •     

Please Correct Amount

YearAmount Amount(CPI)CPI Amount(int%)int% Amount(FTSE)FTSE
20065,000  5,000.00   5,000.00   5,000.00  
20070  5,104.99 2.1  5,277.50 5.55  5,228.50 4.57
20080  5,263.25 3.1  5,546.12 5.09  3,624.39 30.68-
20090  5,415.88 2.9  5,668.69 2.21  4,688.88 29.37
20100  5,616.27 3.7  5,827.41 2.80  5,334.07 13.76
20110  5,852.16 4.2  5,987.67 2.75  5,109.50 4.21-
20120  6,010.16 2.7  6,155.32 2.80  5,699.65 11.55
20130  6,130.37 2.0  6,264.27 1.77  6,843.00 20.06
20140  6,161.02 0.5  6,356.98 1.48  6,872.43 0.43
20150  6,173.34 0.2  6,445.98 1.40  6,926.03 0.78
20160  6,272.12 1.6  6,525.27 1.23  8,027.27 15.90

Example
I saved 5000.00 in during 2006.
What is the value of those savings at the end of 2016?
Amount=5000, Start year=2006, End year=2006.
Answer: At end 2016 allowing for inflation 6,272
If invested in a savings account: maybe 6,525
If invested in Stock Market: maybe 8,027

Start Year: The calculator increases the amount from the end of Start Year onwards. If I had invested 5,000.00 in January 2006, I should use Start year=2005.

Single Amount: Make Start Year and End Year the same year.

FTSE based on FTSE All-share index-tracker funds

For a different example and more on the FTSE annual change use Savings Calculator Extra Example